Is it easy being a mortgage broker

In this video Paul the mortgage broker from Apple Finance based in Wolverhampton discusses the benefits of using a mortgage broker

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

https://www.google.com/search?q=mortgage+broker+wolverhampton&kponly=&gmid=/g/11f5vrkz7b

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

 

 

What deposit will I need for a buy to let mortgage

In this video Paul the mortgage broker from Apple Finance based in Wolverhampton discusses what deposit you need for a buy to let mortgage

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

https://www.google.com/search?q=mortgage+broker+wolverhampton&kponly=&gmid=/g/11f5vrkz7b

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

 

Stress testing a buy to let mortgage

What is stress testing a buy to let mortgage

In this video Paul the mortgage broker from Apple Finance discusses stress testing a buy to let mortgage

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

https://www.google.com/search?q=mortgage+broker+wolverhampton&kponly=&gmid=/g/11f5vrkz7b

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

What income do I need to purchase a buy to let property

In this video Paul the mortgage broker from Apple Finance based in Wolverhampton discusses what income you need for a buy to let mortgage

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

https://www.google.com/search?q=mortgage+broker+wolverhampton&kponly=&gmid=/g/11f5vrkz7b

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

Stamp Duty Kick Start For Wolverhampton

stamp duty king

As you may already know the Chancellor of the Exchequer Rishi Sunak has made some changes to stamp duty land tax. With Stamp duty land tax the nil rate threshold was £125,000 if the property was less than £125,000 in value then you paid no stamp duty. Unless of course it was your second home or an additional property then you paid the additional 3% tax.

As of wednesday the 8th of July it has now been raised to 500,000 whether that is your own personal name or a limited liability partnership or a Ltd company.  So, there is no Stamp duty payable on the first £500,000 of your main residence which could save you up to 15,000 in stamp duty which is a huge amount to save.

Landlord investors and second home buyers are also eligible for the reduction in stamp duty land tax but remember you will still be paying the 3%. This is going to end on the 31st of march 2021 so take advantage while it lasts.

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

https://www.google.com/search?q=mortgage+broker+wolverhampton&kponly=&gmid=/g/11f5vrkz7b

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

Can First time buyers Still Obtain a Mortgage

Can First time buyers Still Obtain a Mortgage

In this video Paul the mortgage broker from Apple Finance discusses mortgages for first time buyers in the current climate.

Website –   https://www.applefinance.co.uk/

Facebook – https://www.facebook.com/wolverhamptonmortgages

Instagram – https://www.instagram.com/applefinance1

Youtube – https://www.youtube.com/channel/UCzZ7f_fnm6oxOIzHpyodddA

Linkedin – https://www.linkedin.com/in/paul-thomas-01777965

Twitter     https://twitter.com/AppleadminPaul

#applefinance

#mortgagebrokerwolverhampton

Apple Finance,

The Work Space, All Saints Road, WV2 1EL

01902 213201

paul@applefinance.co.uk

Property Market Busier Than Expected

At the moment it is no longer possible to measure house prices in Wolverhampton, or indeed the rest of the UK. The Office for National Statistics (ONS) has suspended its house price index for the moment due to lack of data. So it should all be doom and gloom right, well actually no you could be wrong.

There has obviously been pent – up demand because most of the local estate agents in Wolverhampton have been experiencing a busy period with lots of enquiries clients. Speaking from the perspective of a independent mortgage broker I too can comment that the brokerage is busy. Lots of my clients have commented that they feel now is the time to move to somewhere with more space or a garden. Do you feel now is the right time to purchase a new home or extend your current home for more floor space?

If you would like a free chat about your circumstances and a professional recommendation on a mortgage or bridging product to suit your needs phone 01902 213201 or send a messgage
Thanks.

Second Charge Mortgages Vs First Charge Mortgages

The benefits of using a second charge mortgage product, instead of a first charge mortgage.

If you would like a free chat about your circumstances and a professional recommendation on a mortgage or bridging product to suit your needs, call Paul on 01902 213201

paul@applefinance.co.uk