First Time Buyers we can help | Mortgages & Finance for Bad Credit

01902 213201

I believe first time buyers should have access to decent mortgage rates.

I know exactly what criteria the lenders are looking for so I can help you find your first mortgage.

I DO THINGS DIFFERENTLY

  • If you have defaults or CCJ’S don’t let that put you off enquiring about a remortgage or secured loan if you have bad credit, I offer free financial advice.
  • I’ll just give you the best recommendation I can given your current situation.
  • Don’t worry if you have a poor credit history, and are looking for a remortgage I can find you a lender
  • If you have adverse credit and are looking for a remortgage or secured loan with a poor credit history there are lenders I can contact.
  • Then it’s totally up to you what you do next.

how i work

collect details

I will take some details from you about your circumstances this can be done over the phone or face to face

my research

Once I have all the correct information I will then do my reasearch and then come back to you with my recommedation

proceed the application

When you are happy with my advice we can proceed with the application, I will keep you updated as to when your mortgage will complete as we talk to the others parties involved, soliictors, estate agents etc.

HI MY NAME IS PAUL

Mortgage broker at Apple Finance

I am CEMAP qualified and I been estabished in the mortgage and finance industry since 2007.  I offer remortgage advice from the whole of market, including the high street lenders to the small building society’s and niche mortgage providers. If you have credit issues, defaults or a challenging financial history, don’t worry there will be a solution for your problem. 

Just Some People I've Helped

Linda O'Neil, Penn, Wolverhampton.
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I have always wanted to buy a property but my bad credit history made it difficult to get a mortgage from the bank. I did a research on how to build my credit and I came across Apple Finance. At first I thought it was one of those brokers who will give you all the sweet talk to get you into sign a contract with them and later leave you. I gave them a call and the person who answered took his time to explain all my questions. He then gave me time to think about it and get back to them.  Apple Finance got me a good mortgage deal from one of their trusted lenders and I am now a house owner.  In a nutshell, I would say if you want to buy a property, no matter how bad your situation is just call them and their well trained team will advice you on what to do. They are very professional and they mean business.  I would recommend Apple Finance. Thanks guys Linda O'Neil, Penn, Wolverhampton.
Thais Radall, Whitmore reans, Wolverhampton.
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Can’t rate Apple Finance highly enough. Very personal service on our remortgage and always happy to take my calls or respond to emails. Whole process only took about 8 weeks from first enquiry. I still can't believe what they achieved with our credit rating. Brilliant Thais Radall, Whitmore reans, Wolverhampton.
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Fill in Your details I will then contact you for a chat.

We can have a quick informal chat about your current situation to see if I can help.

Apple Finance,  The Work Space  
All Saints Road, Wolverhampton,
WV2 1EL    MON – SAT 8AM – 9PM

01902 213201

Apple Finance is a trading style of Paul James Thomas which is an appointed representative of Beneficial Life (London) Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Paul James Thomas is authorised and regulated by the Financial Conduct Authority, 918650.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Sofia Carlson
Sofia Carlson
2020-05-20
Very quick on the phone and I wasn't on hold for long at all! They answered all of my queries promptly and I felt like the person I was talking to really loved their job and it made my day. I will be calling back soon to progress with my application.
Memes Ki Duniya
Memes Ki Duniya
2020-05-18
Thank you Paul and Jenny for helping with my secured loan and finding a lender willing to help.
Max212
Max212
2020-05-18
A Quality mortgage service with no issues, I would recommend this business to others.
Memes Lovers
Memes Lovers
2020-05-18
I have used this company before always good at finding a re-mortgage solution for my buy to let properties, many thanks.
Michelle Johnson
Michelle Johnson
2020-05-18
Great staff. Quick service and really happy with the rates we got.
Google rating score: 5 of 5, based on 61 reviews.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT Apple Finance, The Workspace,All Saints Road,Wolverhampton, WV2 1EL

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Apple Finance is a trading style of Paul James Thomas which is an appointed representative of Beneficial Life (London) Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Paul James Thomas is authorised and regulated by the Financial Conduct Authority, 918650.