01902 213201

I believe everyone should have access to decent remortgage and secured loan rates.

I know exactly what criteria the lenders are looking for so I can help you find the remortgage or secured loan you need.


how i work

collect details

I will take some details from you about your circumstances this can be done over the phone or face to face

my research

Once I have all the correct information I will then do my reasearch and then come back to you with my recommedation

proceed the application

When you are happy with my advice we can proceed with the application, I will keep you updated as to when your mortgage will complete as we talk to the others parties involved, soliictors, estate agents etc.


Mortgage broker at Apple Finance

I am CEMAP qualified and I been estabished in the mortgage and finance industry since 2007.  I offer remortgage advice from the whole of market, including the high street lenders to the small building society’s and niche mortgage providers. If you have credit issues, defaults or a challenging financial history, don’t worry there will be a solution for your problem. 

Just Some People I've Helped

Linda O'Neil, Penn, Wolverhampton.
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I have always wanted to buy a property but my bad credit history made it difficult to get a mortgage from the bank. I did a research on how to build my credit and I came across Apple Finance. At first I thought it was one of those brokers who will give you all the sweet talk to get you into sign a contract with them and later leave you. I gave them a call and the person who answered took his time to explain all my questions. He then gave me time to think about it and get back to them.  Apple Finance got me a good mortgage deal from one of their trusted lenders and I am now a house owner.  In a nutshell, I would say if you want to buy a property, no matter how bad your situation is just call them and their well trained team will advice you on what to do. They are very professional and they mean business.  I would recommend Apple Finance. Thanks guys Linda O'Neil, Penn, Wolverhampton.
Thais Radall, Whitmore reans, Wolverhampton.
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Can’t rate Apple Finance highly enough. Very personal service on our remortgage and always happy to take my calls or respond to emails. Whole process only took about 8 weeks from first enquiry. I still can't believe what they achieved with our credit rating. Brilliant Thais Radall, Whitmore reans, Wolverhampton.

When is it a good time to remortgage?

A good time to remortgage is three months before your current product expires.
Or at any time when not tied into your current lender product when you are looking for a better rate or if you are looking to raise extra capital.”

What is a remortgage

A remortgage is when you move from your current mortgage lender and change to a different lender for a better rate or cheaper money or to raise extra money.”

How much does it cost to remortgage?

To remortgage you will need to select a mortgage lender to match your circumstances, the certain lenders will offer a service where they will provide a free legal service using their own solicitors. Not all lenders provide free legal with their product so with these remortgage products will incur a cost but still less than a mortgage because the process is less evolved.”

How do I remortgage my property?

Contact Paul the mortgage broker at Apple Finance in Wolverhampton and have a consultation, I will guide you through the process from start to finish which comprises of searching for the most appropriate lender in the market place for the client. Contacting the previous lender, compiling all of the clients documents and liaising between the previous lender and the new remortgage lender and the solicitors until the remortgage completes.”

Can I remortgage with less than perfect credit?

Yes there are specialist lenders who work in the market place and this is their core business, an independent mortgage adviser can select a specialist lender for you.”


We can have a quick informal chat about your current situation to see if I can help.

    Apple Finance,  The Work Space  
    All Saints Road, Wolverhampton,
    WV2 1EL    MON – SAT 8AM – 9PM

    01902 213201

    Apple Finance is a trading style of Paul James Thomas which is an appointed representative of Beneficial Life (London) Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Paul James Thomas is authorised and regulated by the Financial Conduct Authority, 918650.