What are lenders looking for well one thing is loan security, what do we mean by that well, is the potential new mortgage client someone who puts forward a strong case. Are there any historical financial issues have they been sorted now or is there an on going progressive solution ie, a credit repair product in place. Can the client provide the background with the regards to their previous poor credit or defaults. We discuss and gather these facts and go the extra mile that most local brokers will not even attempt to do, that is why clients of other brokers get turned down for mortgage finance. That’s what we do at Apple finance we put the deal together and match the lender, the finance and the client. so we are different from other brokers, we make sure that everyone fits together as a win- win solution.